Terms of Service

Effective Date: 10/01/2013

Welcome to Bright Shield Insurance Services (“Bright Shield,” “we,” “us,” or “our”). By accessing or using our website, submitting forms, or communicating with us, you agree to the following Terms of Service.

1. Services Provided

Bright Shield Insurance Services provides insurance-related services including, but not limited to:

Insurance quotes
Policy placement and servicing
Communication with licensed carriers
Customer support and consultations

We do not guarantee approval, pricing, or coverage terms, as all insurance products are subject to carrier underwriting and acceptance.

2. No Legal or Financial Advice

Information provided on this website is for general informational purposes only and does not constitute legal, financial, or tax advice.

3. User Responsibilities

You agree to:

Provide accurate and truthful information
Use the website for lawful purposes only
Not attempt to disrupt, hack, or misuse the website or services

4. Communications Consent

By submitting your contact information, you consent to receive communications from Bright Shield Insurance Services via phone, email, and SMS regarding quotes, policies, follow-ups, and service updates.

You may opt out at any time.

5. Intellectual Property

All website content, branding, logos, text, and graphics are the property of Bright Shield Insurance Services and may not be copied or reused without written permission.

6. Limitation of Liability

Bright Shield Insurance Services is not liable for:

Carrier decisions or underwriting outcomes
Website interruptions or technical issues
Indirect, incidental, or consequential damages

Use of this website is at your own risk.

7. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles.

8. Changes to Terms

We reserve the right to update these Terms at any time. Continued use of the website constitutes acceptance of updated Terms.

9. Contact Information

Bright Shield Insurance Services
📧 Email: customercare@brightshieldins.com